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September 2010 Archives

Federal Reserve Board Announces New Rules Targeting Loan Originator Compensation Practices

The Federal Reserve Board recently announced final rules designed to protect mortgage borrowers from unfair and deceptive practices by loan originators. The new rules target a lender compensation scheme

Legislation Introduced Which Would Aid Government Loan Modification Program

Representative Brad Miller of North Carolina has introduced a bill, the Mortgage Servicing Conflict of Interest Elimination Act. The bill would prohibit a company that services a loan it does not own from holding any other...

Federal Reserve Board Issues Final Rule On Credit Card Fees

The Federal Reserve Board recently approved a final rule to protect credit card users from unreasonable late payment and other penalty fees. The rule also requires credit card issuers to reconsider any interest rate increases imposed since the beginning of 2009.

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