One of the most complex things that victims deal with in these cases is the interplay between so many different insurance policies. An attorney can really help you make sense of that. One of the ways we do that is looking to see if you have something called medical payments coverage.
Medical payments coverage is something in many people's automobile policies and homeowners policies that they may not even know they have. What it means is it will pay a small amount, sometimes as little as $500, sometimes as much as $10,000, towards medical expenses that you have incurred as a result of the crash or incident. It doesn't go to pay pain and suffering. It doesn't go to pay property damage. It simply compensates you for medical expenses only.
And it can be very helpful in the early days of a case to help you defray some of the out-of-pocket costs associated with co-pays, deductibles, and coinsurance. And if you're uninsured, it can help pay medical bills immediately by applying towards the bills you've already incurred.