Reporting medical errors protects the public in many ways. Despite laws that require medical providers to report medical errors, they frequently choose not to comply. Washington State is one of 27 states which require reporting of serious medical errors but it frequently fails to enforce adequate reporting. Reporting requirement are […]
Author: Martin & Jones
Federal Reserve Board Announces New Rules Targeting Loan Originator Compensation Practices
The Federal Reserve Board recently announced final rules designed to protect mortgage borrowers from unfair and deceptive practices by loan originators. The new rules target a lender compensation scheme in which loan originators receive more money if a borrower accepts an interest rate higher than the rate required by the […]
Legislation Introduced Which Would Aid Government Loan Modification Program
Representative Brad Miller of North Carolina has introduced a bill, the Mortgage Servicing Conflict of Interest Elimination Act. The bill would prohibit a company that services a loan it does not own from holding any other mortgage on that property. The proposed legislation would eliminate a built-in conflict of interest […]
Federal Reserve Board Issues Final Rule On Credit Card Fees
The Federal Reserve Board recently approved a final rule to protect credit card users from unreasonable late payment and other penalty fees. The rule also requires credit card issuers to reconsider any interest rate increases imposed since the beginning of 2009. The final rule represents the third stage of the […]
Legislation Outlawing Foreclosure Rescue Scams To Become North Carolina Law
North Carolina Governor Beverly Perdue signed into law the Homeowner and Homebuyer Protection Act. The Act is intended to provide important protections to those at risk of losing their homes to foreclosure. Such distressed homeowners are too often victimized by foreclosure rescue scams. The Act provides that it is unlawful […]
A World Without Lawyers?
Here’s a break from the generally serious tone of our blogs. The Consumer Attorneys of California recently produced a video entitled ‘A World Without Lawyers.’ The video dispels myths about lawyers and highlights the important role lawyers serve in protecting consumers. We’re not only fighting in court against the powerful […]
Contributory negligence law allows negligent contractor to avoid responsibility for workplace injury
Over the last two weeks, our firm represented a man who lost his leg in a workplace injury. Everyone agreed the workplace was exceedingly dangerous. Worker’s compensation paid for his medical bills and provided him with a modest income for a period of time. Eventually, our client settled with his […]
Celebrating The 20th Anniversary Of The Americans With Disabilities Act
This week, we celebrate 20 years of protection and opportunities made possible by the Americans with Disabilities Act, known as the ADA. On July 26, 1990, President George H.W. Bush signed the ADA into law, which makes it more possible for Americans with disabilities to meaningfully participate in our society […]
Wall Street Reform Is Now The Law
This month, President Obama signed into law the most important financial and consumer protection law in years as part of Congress’s Wall Street reform legislation. The Wall Street reform legislation contains many provisions designed to prevent future taxpayer-funded bailouts and curb unfair tactics banks perpetrate on consumers. Important aspects of […]
Supreme Court Deals Major Blow to Class Action and Consumers
In an opinion issued April 27, 2010, the United States Supreme Court held that arbitrators could not allow class arbitration where an arbitration clause is silent as to whether class arbitration is permitted. The decision in Stolt-Nielsen S.A. v. Animalfeeds Int’l Corp. is a significant blow to consumers and class […]