Skip to Content

Get Your FREE Consultation

Blog

CFPB Now Accepting Credit Reporting Complaints

October 30, 2012

The Consumer Financial Protection Bureau (CFPB) announced that it is accepting consumer complaints about credit reporting, providing consumers individual-level complaint assistance for the first time at the federal level. To file a credit reporting complaint, consumers can file online at www.consumerfinance.gov/complaint. Consumers can also lodge a complaint by phone at 1-855-411-CFPB (2372) or by fax at 1-855-237-2392. Complaints can be mailed to Consumer Financial Protection Bureau, P.O. Box 4503, Iowa City, Iowa 52244.

The largest credit reporting companies issue more than three billion consumer reports a year and have files on more than 200 million Americans. Errors in a consumer report can shut consumers out of credit markets, jeopardize employment opportunities, or significantly increase the cost of financing purchases, such as for a car or house. Consumers should regularly monitor their credit report (consumers are allowed one free credit report per year via AnnualCreditReport.com/877-322-8228) and promptly request correction of any errors. Consumers should first request the error be corrected by the consumer reporting agency itself before filing a complaint with the CFPB. Providing the consumer reporting agency the first opportunity to correct inaccurate information preserves important consumer rights guaranteed by federal consumer financial law. If the consumer is not satisfied with the resolution or if the consumer reporting agency does not respond, the consumer should then contact CFPB to lodge a complaint.

TALK TO US NOW
FOR FREE
No Win, No Fee

Review Us

Martin & Jones, PLLC logo

“Thank you for your concern of my well-being every time I spoke with you. It always meant so much. I hear nothing but awful stories of dealing with attorneys and their offices, but I have had nothing but positive experience. You have many special ways of working with people in need of help. Words can never express the way your support has been so helpful. I pray you will continue to help others. I wish you all the best.”

Contact Our North Carolina Personal Injury Law Firm

for a Consultation for Your Accident or Medical Malpractice Claim

Call us at 800-662-1234
TALK TO US NOW
FOR FREE
No Win, No Fee

The law firm you choose makes a difference. If you are the victim of an accident or an illness that someone else caused, the North Carolina personal injury law firm of Martin & Jones has the depth of experience, skills and sensitivity to make your road to recovery as smooth as possible. Whether you have experience with the legal system or have never hired a medical malpractice or personal injury lawyer before, our attorneys and staff will do our best to answer your questions, provide clear advice and prepare you and your family for what to expect. If you would like more information or to meet with one of our attorneys, please fill out the form below or call us at 800.662.1234.