The Consumer Financial Protection Bureau (CFPB) recently announced that it is reviewing bank practices to determine whether regulations aimed at curbing abuses with overdraft fees went far enough. The agency plans to decide by the end of the year whether additional rules and restrictions are needed to protect consumers. In […]
Bills Introduced to Alter Rule on Generic Drug Labels
Bills were recently introduced in the Senate and the House of Representatives that would allow generic drug companies to update warning information about the drugs they manufacture and sell. The bills would also clear the way for consumers harmed by generic drugs to bring failure to warn claims against generic […]
Distracted Driving and Teenagers
It applies to all of us but particularly young adults who are so familiar with smart phones. Some sobering statistics: 20 percent of injury crashes involve reports of distracted driving. In a study of over eighteen months, college students using a sophisticated driving simulator showed an eight times greater crash […]
Always Read the Fine Print
I just received an invitation to a free dinner at a very good steak house. I do not know what is going to be served at the steak house. It has been many years since I have dined at the steak house but my memory was the food was excellent, […]
Workers’ Comp: Can an Employer Have its Injured Worker Declared Permanently and Totally Disabled?
The statute that governs occupational death claims in North Carolina, Section 97-38, sets a time limit for allowing such claims to proceed. An injured worker’s dependents are eligible for death benefits if her death occurs within (a) 6 years of the injury or occupational disease or (b) 2 years of […]
Workers’ Comp: New Study — &ldquo ; Injury is a failure of management.’
Two scholars from the University of Georgia recently performed a study of workplace conditions that contribute to workplace injuries, and the findings are eye-opening. According to the article, an employer’s management, organization, and work-life balance have an effect on injury rates. An employer that runs a ‘smooth and effective’ operation […]
Wreck Damage May Create Diminished Value
Would you pay the same amount for a car that has been in a wreck as one that has not been in a wreck? If your vehicle requires repair at 25 percent of its value or more, the wreck must be reported on the title. For example, if you own […]
Medpay is yours, not medical providers’
Many people have medical payments coverage under their automobile insurance policy. Medical payments coverage is referred to as medpay. Most people do not even know that they have medpay coverage. Those who do know about medpay coverage do not know what it is for. Medpay coverage reimburses you for healthcare […]
Congressman Seeks Hearing on Safety of Vaginal Mesh Implants
On January 3, 2012, the U.S. Food and Drug Administration (FDA) ordered manufacturers of vaginal mesh implants, such as Johnson & Johnson, Boston Scientific, Bard and American Medical, to study the number and kind of side effects reported with the use of the mesh implants. Following the FDA Order and […]
EPA Issues “Early Warning Report” on Unsafe Handling of Asbestos
On December 14, 2011, Arthur A. Elkins, Jr., the Inspector General of the EPA, issued an Early Warning Report concerning the use of unapproved and potentially unsafe asbestos demolition methods. The EPA itself had been using a quicker and less expensive method for asbestos removal than was allowed in its […]
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