Would you pay the same amount for a car that has been in a wreck as one that has not been in a wreck? If your vehicle requires repair at 25 percent of its value or more, the wreck must be reported on the title. For example, if you own […]
Medpay is yours, not medical providers’
Many people have medical payments coverage under their automobile insurance policy. Medical payments coverage is referred to as medpay. Most people do not even know that they have medpay coverage. Those who do know about medpay coverage do not know what it is for. Medpay coverage reimburses you for healthcare […]
Congressman Seeks Hearing on Safety of Vaginal Mesh Implants
On January 3, 2012, the U.S. Food and Drug Administration (FDA) ordered manufacturers of vaginal mesh implants, such as Johnson & Johnson, Boston Scientific, Bard and American Medical, to study the number and kind of side effects reported with the use of the mesh implants. Following the FDA Order and […]
EPA Issues “Early Warning Report” on Unsafe Handling of Asbestos
On December 14, 2011, Arthur A. Elkins, Jr., the Inspector General of the EPA, issued an Early Warning Report concerning the use of unapproved and potentially unsafe asbestos demolition methods. The EPA itself had been using a quicker and less expensive method for asbestos removal than was allowed in its […]
Study Finds Malpractice Damages Caps Have NOT Controlled Health Care Costs or Premiums
In 2011, the North Carolina legislature passed so-called medical malpractice “reform,” which gives near legal immunity to emergency room medical providers and takes away a North Carolinian’s constitutional right to a jury trial, and substitutes damages caps determined by politicians in Raleigh instead of by 12 citizens in a community. […]
Freedom and Mobility in Banking Act Introduced
Representative Brad Miller of North Carolina recently introduced the Freedom and Mobility in Banking Act. The purpose of the act is to make it easier for consumers to close their account with one bank and move to another bank or credit union. The act follows recent announcements of fee increases […]
Banks Add Monthly Debit Card Fees To Recoup Income Lost Through Capped Processing Charges
Recently, Bank of America announced that it would charge customers a fee of $5.00 per month in any month that the customer uses a debit card to make a purchase. The move created a firestorm among Bank of America customers, who launched a barrage of email complaints and an Internet […]
Workers’ Comp: 2011 Reforms — Medical Privacy of Injured Workers Is Stripped Away
Prior to the 2011 amendments, the employer and its insurance company did have access to information about the injured worker’s medical treatment. They were entitled to receive copies of the worker’s medical records for treatment of the workplace injury. Moreover, they could also hire a nurse case manager to attend […]
Noted Professor Offers Ray of Hope for Class Action Litigants
Many legal commentators interpreted the United States Supreme Court’s April 11 decision in ‘AT&T Mobility v. Concepcion’ as the death knell of consumer class actions. In AT&T, a divided Supreme Court held that the Federal Arbitration Act preempts, or invalidates, any state law which established a higher threshold for enforceability […]
Workers’ Comp: 2011 Reforms — Employers Seize Tighter Control of Medical Treatment
It has long been an axiom of workers’ compensation in North Carolina that the employer ‘directs medical care.’ In other words, once an employer accepts responsibility for a claim, the employer gets to choose the injured worker’s doctor. Obviously, the choice of doctor can have a tremendous impact on an […]