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Were you sold Universal Life Insurance and told the premium would never increase?

September 16, 2016

When interest rates were very high in the 1980s and 1990s, insurance companies aggressively sold Universal Life Insurance policies promising the customers that their monthly premiums would never increase. However, these insurance companies knew that the premiums on these policies would increase when interest rates inevitably went down, but chose to mislead their customers in order to make greater profits.

As interest rate have gone down, insurance companies have doubled, tripled and even quadrupled monthly premiums on Universal Life Insurance policies and created a tremendous financial burden on the customers they had previously misled. Because of their unfair and deceptive sales practices, some of the insurance companies that sold Universal Life Insurance policies have settled class action claims and compensated customers. However, other life insurance companies have still not compensated the customers they misled.

Martin & Jones is investigating and pursuing Universal Life Insurance claims on behalf of customers who were told their premiums would never increase. If you were sold Universal Life Insurance and your premiums have increased, or you have been told they are about to increase, call Martin and Jones toll-free 800.662.1234 or email us for a free consultation.

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“Forest, once again, my family and I thank you for obtaining another settlement on behalf of my Father. It’s almost uncanny that these checks seem to come at very opportune times. This one comes as we are expecting our fourth grandchild. It will provide her some sound footing towards her future college education, plus help Mom and Dad with the medical expenses. Sometimes, I think my Dad is helping you guys with this. Maybe so. Anyway, thank you again for your hard work.”

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The law firm you choose makes a difference. If you are the victim of an accident or an illness that someone else caused, the North Carolina personal injury law firm of Martin & Jones has the depth of experience, skills and sensitivity to make your road to recovery as smooth as possible. Whether you have experience with the legal system or have never hired a medical malpractice or personal injury lawyer before, our attorneys and staff will do our best to answer your questions, provide clear advice and prepare you and your family for what to expect. If you would like more information or to meet with one of our attorneys, please fill out the form below or call us at 800.662.1234.