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Understanding Your Workers Compensation Settlement
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Your Raleigh Injury at Work Lawyer Explains Your Settlement

Most of the time, a North Carolina workers compensation claim can be settled without litigation. Although there are several ways a workers’ compensation case can be settled, an attorney’s advice and involvement can add value to a claim in a variety of ways. It’s important to speak with a Raleigh injury at work lawyer in order to make sure your claim is being handled fairly. 

Impairment Ratings

Some cases are settled based on the impairment rating ordered by the physician.  The body is evaluated by separate parts:  fingers, hands, arms, back, legs, feet, etc.  A maximum number of weeks of benefits can be paid based on whichever part of the body is injured.  The impairment rating allows the worker to get whatever percentage of the maximum number of weeks is payable for that part of the body.   Your Raleigh injury at work lawyer will help you determine if the rating was too low. 

Wage Differentials 

Another type of settlement is based on the wage differential between pre and post-injury wages.  These payments are limited to 500 weekly installments.  Insurance companies typically resist paying these claims even when the worker is entitled to it.

Permanent and Total Disability 

A third form of settlement is for permanent and total disability when the injured worker is unable to return to any work.  Injured workers are only entitled to payment for total disability for a period of 500 weeks from the date of first disability, and must re-prove disability after that initial period.  Insurance companies strongly resist these claims.  Attorney involvement is usually needed to receive benefits for permanent and total disability.

Your Lawyer Can Help You With Your Lump Sum Settlement 

Normally, an injured worker would have a period of time to claim future medical care or to reopen his case.  However, some insurance companies wish to “clincher,” which closes the case forever.  They will usually pay a lump sum in order to close the case.  A clincher of a case stops your right to receive payments for additional medical care, to reopen the case for change of condition, or to have another hearing before the Industrial Commission.  Great caution should be exercised when a clincher agreement is proposed.  A Raleigh injury at work attorney can take steps which will add value to the claim, for example, by estimating the costs of future medical care or the potential for a change of condition.

What happens if I settle my workers compensation claim and then my condition worsens?

If you settle your case on any agreement other than the clincher, you have two years from final payment of compensation to reopen the case to receive additional lost wages if your condition materially worsens.

Contact a Raleigh Injury at Work Lawyer from Martin and Jones Today

Deciding if you should accept a worker’s compensation settlement is a very complicated decision. You need to know if you are receiving your maximum compensation and if you’re being treated fairly. We encourage you to contact a Raleigh injury at work lawyer today before you take less than you deserve. 

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The law firm you choose makes a difference. If you are the victim of an accident or an illness that someone else caused, the North Carolina personal injury law firm of Martin & Jones has the depth of experience, skills and sensitivity to make your road to recovery as smooth as possible. Whether you have experience with the legal system or have never hired a medical malpractice or personal injury lawyer before, our attorneys and staff will do our best to answer your questions, provide clear advice and prepare you and your family for what to expect. If you would like more information or to meet with one of our attorneys, please fill out the form below or call us at 800.662.1234.